Tokio Marine TM MultiCare – Get up to 900% of your coverage.
TM MultiCare - Assurance with multiple claim payouts across early, intermediate and advanced stages of critical illnesses.
Tokio Marine TM MultiCare review – Get comprehensive protection against multiple critical illnesses. Choose from a range of riders to further enhance your coverage.
TM MultiCare is a regular premium, non-participating critical illness plan designed to provide financial protection against early, intermediate and advanced stage critical illnesses.
This multiple claims/ payout early critical illness plan allows for multiple claims and provides an additional Cancer Benefit to offer a total payout of up to 900% of the sum assured.
Maximum coverage age: Up to age 70, 75 or 85
Premium term/ payable: Yearly for the duration of the policy
|Tokio Marine TM MultiCare (Product Details at a glance)|
|Cash value and Withdrawal benefit(s)||Yes||No|
|Policy cash value||X|
|Surrender/ Maturity value||X|
|Renewable/ Convertible features||X|
|Health and Insurance coverage(s)||Yes||No|
|Terminal Illness coverage||X|
|Total and Permanent Disability coverage||X|
|Critical Illness coverage|
|Early Critical Illness coverage|
|Optional insurance rider(s)||Yes||No|
|Insurance riders to enhance coverage|
|Additional product feature(s)||Yes||No|
|Multiple payouts for all stages of critical illness|
|Allows for 2 advanced stage critical illness claims|
|Allows for 2 additional claims for major cancer|
|Maximum payout of 900% of sum assured|
|Covers 10 Special Conditions and 10 Juvenile Conditions|
Additional product feature(s) on Tokio Marine TM MultiCare
Detailed features and unique selling points of Tokio Marine TM MultiCare:
Multiple payouts for all stages of critical illness
- The policy pays out across all stages (early, intermediate and advanced) of a critical illness. Refer to the covered medical condition below:
Allows for 2 advanced stage critical illness claims
- The policy pays out for 2 different advanced stages of a critical illness
Allows for 2 additional claims for major cancer (Advance stage)
- 2 additional payout in the event of major cancer be it newly diagnosed or and advance stage cancer that has spread/persisted/recurred
Maximum payout of 900% of sum assured
- Claim up to 700% and 200% of your policy sum assured from layer 1 and 2 of the plan benefits respectively
Covers 10 Special Conditions and 10 Juvenile Conditions
- Claim up to an additional 20% of your policy sum assured for the following 20 special medical conditions
Who should take up a Tokio Marine TM MultiCare?
Tokio Marine TM MultiCare is a critical illness insurance plan. This category of insurance plans are suitable or unsuitable depending on the following factors:
Tokio Marine TM MultiCare is suitable for
- Comprehensive coverage for early, intermediate and advanced stages of critical illnesses
- Supplement your existing coverage to provide financial support upon the diagnosis of early-stage critical illnesses
- High multiplied payout based on the sum assured value of the policy
Tokio Marine TM MultiCare is not suitable for
- Wealth enhancement, wealth accumulation or cash value in your policy (Savings plans)
- High insurance payout in the event of death (Term plans, Whole life plans)
- Limited premium commitment as the insurance premium has to be paid yearly for the policy to stay in force
Sample policy illustration for Tokio Marine TM MultiCare
Learn more about Tokio Marine TM MultiCare
Leave your personal details via the critical illness contact form to receive your personalised quote. You may also compare plans similar to Tokio Marine TM MultiCare using the insurance plan comparison portal.
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