AXA Retire Treasure II – Flexible savings for retirement income.
AXA Retire Treasure II is a flexible retirement savings plan with options that let you choose your guaranteed annual income, your premium payment term and how long you want to receive your income.
AXA Retire Treasure II review – With features that allow maturity yield of up to 4.24%, get a guaranteed yearly income for all your life goals. Your capital is 100% guaranteed after the accumulation period.
There are many adventures awaiting you in your future, and you want to make the most of it. AXA Retire Treasure II puts you in control, with a simple and flexible plan that gives you the choice of guaranteed annual income and payment term. Rest assured that your essential needs are cared for so that you can pursue your biggest dreams without any worries.
- Entry age: 18 to 70 years old
- Premium term (You pay an insurance premium for): 5, 10, 15, 20, 25, 30 years or a single lump sum
- Policy term (You receive a retirement income for): 10, 15, 20, 25 years or a lifetime (to age 120)
- Retirement income payout age: Minimally 0 – 5 years after the last premium payment
- Retirement income payout mode: Annually
|AXA Retire Treasure II (Product details at a glance)|
|Cash value and Withdrawal benefit(s)||Yes||No|
|Policy cash value|
|Regular retirement income payouts (Monthly/ Yearly)|
|Health and Insurance coverage(s)||Yes||No|
|Total and Permanent Disability coverage||X|
|Terminal Illness coverage|
|Critical Illness coverage||X|
|Early Critical Illness coverage||X|
|Optional insurance rider(s)||Yes||No|
|Insurance riders to enhance coverage|
|Additional product feature(s)||Yes||No|
|Option to reinvest your annual retirement income|
|Joint ownership option|
|Capital guaranteed upon retirement age|
|No medical underwriting required|
Additional product feature(s) on AXA Retire Treasure II
Detailed features and unique selling points of AXA Retire Treasure II:
Option to reinvest your annual retirement income
- Enjoy the option of reinvesting your annual retirement income with AXA at a non-guaranteed rate of up to 3% p.a.
Joint ownership option
- Option to appoint a secondary life assured which upon your death or diagnosis of terminal illness, the payouts continue for your loved ones.
Capital guaranteed upon retirement age
- The policy is capital guaranteed upon you reaching the selected retirement payout age with a potential total yield of up to 4.24% p.a. over the policy lifetime.
No medical underwriting required
- You can purchase this plan irregardless of your health condition with no medical checkup required (If riders are not taken up).
Additional riders for AXA Retire Treasure II
The following riders can be added on to your AXA Retire Treasure II at an additional cost for greater assurance to your retirement goals:
- Premium Waiver
- PremiumEraser Total
Who should take up an AXA Retire Treasure II?
AXA Retire Treasure II is a retirement income plan. This category of insurance plans are suitable or unsuitable depending on the following factors:
AXA Retire Treasure II is suitable for
- Mid to long term wealth enhancement
- Providing a retirement income over a selected period of years
- Short term savings commitment period (Via a single premium)
- Mid to long term savings commitment period (Over 5, 10, 15, 20, 25 or 30 years)
- Retirement product with yearly guaranteed cash benefits in your retirement years
- Hassle-free application without medical underwriting (If no riders are added)
- Do not need access or partial withdrawal on your savings until your retirement age
AXA Retire Treasure II is not suitable for
- High insurance protection and coverage
- Providing additional guaranteed income payout in the event of disability
- Investment product with potentially higher returns and risk
- High surrender value in the early years of the policy
- Securing a monthly retirement income (Payout is yearly)
Sample policy illustration for AXA Retire Treasure II
Learn more about AXA Retire Treasure II
Leave your personal details via the retirement income plan contact form to receive your personalised quote. You may also compare plans similar to AXA Retire Treasure II using the retirement income plan comparison portal.
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