AIA Secure Flexi Term – Flexible term plan for protection needs.
Choose between a "renewable term" option for 5, 10, 20 or 30 years or "level term" option for coverage up to age 65, 75 or 100.
Get a lifetime of protection to age 100 with AIA Secure Flexi Term. Add on critical illness, disability or premium waiver riders for even higher coverage.
AIA Secure Flexi Term gives you the flexibility to draw up a protection plan just right for your needs with affordable options that promise to safeguard your loved ones’ future.
Length of coverage (You will be covered to): Up to age 100
| AIA Secure Flexi Term (Product Details at a glance) | ||
| Cash value and Withdrawal benefit(s) | Yes | No |
|---|---|---|
| Policy cash value | X | |
| Surrender/ Maturity value | X | |
| Renewable/ Convertible features | ||
| Health and Insurance coverage(s) | Yes | No |
| Death coverage | ||
| Terminal Illness coverage | ||
| Total and Permanent Disability coverage | ||
| Critical Illness coverage | ||
| Early Critical Illness coverage | X | |
| Optional insurance rider(s) | Yes | No |
| Insurance riders to enhance coverage | ||
| Additional product feature(s) | Yes | No |
| Option to convert your policy to other plans (before age 70) | ||
| Get protected at your preferred currency: SGD or USD | ||
| Enjoy up to 15% discount on premiums with AIA Vitality | ||
Supplementary details: AIA Secure Flexi Term product brochure
Additional product feature(s) on AIA Secure Flexi Term
Detailed features and unique selling points of AIA Secure Flexi Term:
Option to convert your policy to other plans (before age 70)
- You are allowed to fully or partially convert the basic policy to a selected range of plans from AIA available at the point of conversion, without further medical underwriting before age 70.
Get protected at your preferred currency: SGD or USD
- Have the flexibility to stay protected and have your coverage from either SGD or USD. You will also pay your insurance premium in the same currency that you wish to have your coverage in.
Enjoy up to 15% discount on premiums with AIA Vitality
- AIA Vitality members may enjoy up to 15% discount on future premiums of your AIA Secure Flexi Term plan.
Additional riders for AIA Secure Flexi Term
The following riders can be added on to your AIA Secure Flexi Term at an additional cost for greater assurance to your health and protection goals:
Critical Cover rider – Provides the comfort of financial assistance when any of 43 covered critical illnesses strikes, giving you the confidence to focus on recovery.
Total and Permanent Disability rider – In the unfortunate event that you become disabled before the age of 70, the optional Total and Permanent Disability add-on advances your coverage amount, helping you and your family adjust to a new lifestyle.
Premium Waiver riders – Cover your future premiums with a selection of Premium Waiver riders should critical illness or disability happen. That way, your loved ones’ future will remain protected against the odds.
Who should take up an AIA Secure Flexi Term
AIA Secure Flexi Term is a term life insurance plan. This category of insurance plans are suitable or unsuitable depending on the following factors:
AIA Secure Flexi Term is suitable for
- Insurance coverage in the event of death
- Affordable premiums for the highest insurance coverage
- Flexibility to increase your coverage at important milestones in life
- A lifetime of insurance coverage (Up to age 100)
- To enhance or supplement existing coverage due to a shortfall
- Coverage for critical illness (with additional riders)
- Coverage for early critical illness (with additional riders)
- Allowing multiple claims across all stages of critical illness (early, immediate and advance)
- Options to waive off future insurance premium in the event of disability, critical illness or early critical illness (with additional riders)
AIA Secure Flexi Term is not suitable for
- Protection plan with savings/ cash value or investment returns
- Protection plan with guaranteed issuance (medical underwriting may be required)
- A one-time premium commitment with no further payment required
Sample policy illustration for AIA Secure Flexi Term
Coming soon.
Learn more about AIA Secure Flexi Term
Leave your personal details via the term life insurance plan contact form to receive your personalised quote. You may also compare plans similar to AIA Secure Flexi Term using the term insurance plan comparison portal.
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